REVIEW · USA FISHING TRIPS
Let it Ride Charters – Private Fishing Charter Adventure in Key Largo, FL
The best thing about Let it Ride Charters is that you do not have to choose one activity and stick with it all day. Captain Steve can shape your eight-hour private outing around fishing, snorkeling, time on the boat, or a mix of all three. That works especially well for families with different ages and interests.
I like that the price includes everything from permits and tackle to sandwiches and drinks, and I like the flexibility of a private boat. You can also have fish, lobster, or crab filleted and stored for later. The main consideration is weather: the trip requires good conditions, and an open-water day can change plans.
Key details before you book

- Captain Steve builds the day around you: Choose blue water fishing, back country waters, snorkeling, relaxing, or a combination.
- The $550 price covers up to six people: For a full group, that works out to about $92 per person before any booking-related charges.
- Fishing gear and food are included: Permits, equipment, bait, tackle, sandwiches, drinks, towels, and snorkel gear are provided.
- Catch can come home with you: Let it Ride can fillet and store fish, lobster, or crab.
- Families are welcome: Children as young as five have enjoyed the trip, and beginners can receive help from Captain Steve.
- Plan ahead: The charter is booked an average of 53 days in advance, so popular dates may not remain open.
A full day on the water, shaped by your group

This is not a fixed sightseeing cruise with a rigid sequence of stops. You meet at 104080 Overseas Highway in Key Largo, then work with Captain Steve to decide how to use the day. The boat can head toward blue water fishing areas or back country waters, and you can add snorkeling or simple time aboard as the day unfolds.
That freedom matters when your group is mixed. One person may want to fish all morning, while someone else would rather snorkel. A child may be eager to catch a mahi-mahi, while an older family member prefers a quiet ride and a sandwich. On a private charter, you are not trying to match the pace of strangers.
The eight-hour duration gives you room to change gears. An outing this long can include more than one main activity without making each part feel rushed. It also means you should think of this as a full day on the water, not a quick morning fishing trip with a short add-on.
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Fishing with Captain Steve, from beginners to regular anglers

You do not need previous fishing experience. Captain Steve has coached first-time anglers through the basics and helped families catch several fish, including one fish described as a boat record setter. That kind of hands-on help is valuable if you are bringing children or someone who has never handled a rod.
The exact fishing plan depends on the type of water you choose. Blue water fishing offers a different feel from the quieter back country option, and Captain Steve can help match the setting to your group. The important point is that you are not locked into a single style of fishing before you arrive.
A family trip also showed how the captain can work toward a simple personal goal. One child had his heart set on catching mahi-mahi, and Captain Steve made that the focus. You should not treat any particular fish as guaranteed, but telling the captain what matters to your group gives the day a clear purpose.
All permits, bait, tackle, and fishing equipment are included. That saves you from sorting out local requirements or buying supplies before the trip. It also makes the charter easier for casual anglers who want to show up ready to learn.
Snorkeling and slower moments between fishing runs
Snorkel gear is included, so you can add time in the water without bringing a full set of equipment. Captain Steve can take you to a scenic area for snorkeling, giving non-anglers something worthwhile to do while others fish.
This is one of the strongest reasons to choose a private charter instead of a fishing-only outing. You can break up the day rather than asking one activity to keep everyone happy for eight hours. If the group starts to tire of fishing, snorkeling or relaxing on the boat gives the day a fresh rhythm.
The information provided does not specify the exact snorkeling location, water depth, or marine life you will see. Keep that in mind when setting expectations. You are booking flexible time on the water, not a guaranteed wildlife encounter or a named reef tour.
You should also remember that snorkeling depends on conditions and group comfort. The trip welcomes all ages, but each person should be ready for time around water and follow the captain’s directions. The boat can accommodate a relaxed day, but it is still an outdoor activity affected by wind, waves, and weather.
What is included in the $550 group price

The rate is $550 per group of up to six people, not a per-person price. With six in the party, the base cost comes to about $91.67 each for an eight-hour private charter. For a couple or smaller group, the per-person cost is higher, but you still have exclusive use of the activity for your party.
The included items cover much of what can make a fishing charter expensive or inconvenient:
- Fishing permits
- Fishing equipment
- Bait and tackle
- Snorkel gear
- Sandwiches
- Drinks
- Towels
- Filleting and storage of your catch
That package gives the price real value for a full group. You are not paying the charter fee and then adding separate charges for basic fishing supplies, lunch, or snorkel equipment. The ability to have your catch prepared for storage also helps if you plan to take fish, lobster, or crab elsewhere for a meal.
One family used Captain Steve’s recommendation for where to have their catch cooked, then enjoyed it for lunch and dinner. That is a useful way to think about the catch: the charter can provide the fishing, but the final meal takes place somewhere else.
Still, you should ask about any costs not listed here before booking if they matter to your budget. The supplied details confirm the $550 group rate and the included items above, but they do not specify restaurant costs, taxes, gratuities, or any optional expenses.
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Why the private format works for families

A private charter is often worth more than a shared boat when your party includes children or first-time anglers. You can adjust the pace without worrying about holding up another group, and Captain Steve can spend more time helping a beginner when needed.
The age range in one family stretched from five to eighteen, and everyone found something to enjoy. That does not mean every child will love fishing, but the mix of activities gives young people more than one way to have a good day.
The private setup also suits groups celebrating a special occasion. One family used the boat for New Year’s Eve, with six people aboard, including children. Calm ocean conditions helped that outing, though you should not assume every date will bring the same water.
If your group wants a quiet, predictable sightseeing tour with a fixed route, this may not be the best match. The appeal here is choice and participation. You help decide what the day becomes.
Blue water or back country?

The charter offers both blue water and back country trips throughout the year. These choices give you two broad ways to shape the outing, though the available conditions and final plan are handled with Captain Steve.
Blue water fishing is the natural pick if your main goal is to catch larger or more active fish. It can also make the day feel more like a dedicated fishing adventure. The tradeoff is that open-water conditions can be less predictable, and anyone prone to motion sickness may want to think carefully about the forecast.
Back country waters may suit a group looking for a more sheltered setting or a mixed day with less emphasis on serious fishing. The supplied details do not promise a specific route or list exact back country stops, so treat this as a planning choice rather than a guaranteed itinerary.
You can also decide not to spend the full day fishing. Time spent snorkeling, eating sandwiches, or simply hanging out on the boat is part of the charter’s design. That makes the experience easier to tailor, but it means you should communicate your priorities clearly before departure.
Food, catch handling, and the end of the day

Sandwiches and drinks are included, which keeps you from having to pack a full boat lunch. Towels are supplied as well, a small detail that makes the day simpler after snorkeling or a swim.
The catch-handling service is a practical bonus. Let it Ride can fillet and store fish, lobster, or crab, so you do not have to deal with that work immediately after returning to shore. If you hope to eat your catch during the trip, remember that the provided service is filleting and storage. Cooking is handled separately.
The boat returns to the same meeting point at 104080 Overseas Highway. Since the day lasts about eight hours, leave enough room in your schedule afterward rather than planning a tight dinner reservation or another timed activity.
Booking, weather, and the practical details

Confirmation is provided when you book, and the meeting point is near public transportation. The activity ends where it starts, which simplifies the return part of the day.
Most people can participate, and all ages and experience levels are welcome. The details do not provide specific information about wheelchair access, so anyone with mobility needs should confirm the boat setup with the operator before booking.
This charter is often reserved well ahead, with an average booking lead time of 53 days. I would plan early for weekends, holidays, or a particular family vacation date.
You can cancel for a full refund up to 24 hours before the start time. Changes or cancellations made less than 24 hours before departure are not refunded or accepted. Since the trip requires good weather, the operator may cancel in poor conditions and offer a new date or a full refund.
Who should book Let it Ride Charters?
I would recommend this charter to a family or small group that wants a private day with several possible activities. It is especially suited to first-time anglers, mixed-age families, and people who do not want to spend eight straight hours fishing.
You will get the most from it if you tell Captain Steve what success looks like for your group. That might mean catching mahi-mahi, learning to fish, snorkeling in a beautiful area, or simply spending unhurried time on the water.
The charter is less suited to someone seeking a guaranteed species, a fixed reef route, or a low-cost shared excursion. Weather can alter the plan, and the final experience depends partly on your group’s choices and the day’s conditions.
Final verdict: a strong private choice in Key Largo
Book Let it Ride Charters if flexibility matters as much as fishing. The $550 group price is strongest when six people share it, and the package includes the gear, permits, food, drinks, towels, and snorkel equipment that make an eight-hour outing easier.
Captain Steve’s coaching is a real advantage for beginners, while the option to fish, snorkel, or relax keeps the day workable for families. Choose an early date, allow for weather changes, and arrive with a few priorities rather than a rigid checklist. For a private Key Largo day that can adapt to the people aboard, this is a sensible and well-rounded pick.
FAQ
Where does the Let it Ride Charters experience begin?
The charter begins at 104080 Overseas Highway, Key Largo, Florida 33037. The activity ends back at the same meeting point.
How long is the private charter?
The experience lasts approximately eight hours.
How many people can join for the $550 price?
The $550 rate covers one private group of up to six people.
What is included in the charter?
The charter includes permits, fishing equipment, bait, tackle, snorkel gear, sandwiches, drinks, towels, and more. The operator can also fillet and store your catch, including lobster or crab.
Can I choose between fishing and snorkeling?
Yes. You can plan the day around blue water fishing, back country fishing, snorkeling, relaxing on the boat, or a combination of these activities.
What happens if poor weather cancels the trip?
If poor weather causes the operator to cancel, you will be offered a different date or a full refund. You can also cancel up to 24 hours before the start time for a full refund.
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